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2025 The Final Drive Podcast

Hi, I’m David Hays, Founder of Comprehensive Financial Consultants and your host for 2025 The Final Drive podcast based on my book, 2025 The Final Drive: What You Need to Win. You can purchase this book at by visiting our website at www.cfci.us. This podcast will help you avoid the biggest risks that will affect your long-term retirement by planning. Much of this planning needs to be done by the year 2025, before taxes go up for good. I will teach you about the impact of our parents’ tax planning and how to break that cycle and create wealth for your retiree income, the risks associated with retiring during bad markets, and how to effectively plan for your longevity.

Sep 4, 2024

We’re back with a new season of 2025: The Final Drive!

In this episode, David discusses the idea of “Bond Vigilantes” – when are countries going to stop buying American debt?  The US is nearing the point where it will spend more money on debt than defense spending.  Listen to David talk about how the US got out...


Jan 9, 2024

A silver tsunami is coming this year, as more than four million Baby Boomers turn 65 in 2024.  

In the episode, David shares about some of the top IRA rulings for 2023, the importance of emergency savings, federal estate taxes, what listeners can expect this year as part of the SECURE Act… and the possible benefits of...


Dec 4, 2023

With 2023 ending in just a few weeks, David has a few things to consider regarding taxes.

Mutual fund gain distributions, tax penalties, lost harvesting, wash sale rules and phantom gains are all touched on in the podcast.

Take the time to listen and take necessary action before the end of 2023!


Nov 13, 2023

With the end of 2023 just weeks away, many people are looking to pay the taxes on a Roth IRA conversion… but what is the best way to do so? 

This week David will offer some different ideas, including paying out-of-pocket or taking a 401k loan.

Listen in to hear some options on minimizing the pain of paying those taxes...


Oct 9, 2023

Depreciation may sound like a bad thing to some people, but it can be a benefit when it comes to finances.  On this episode, David Hays welcomes Martin James, CPA, back to discuss various aspects of depreciation on property, the differences in active versus passive real estate investing, land leases and the...