2025 The Final Drive Podcast

Hi, I’m David Hays, Founder of Comprehensive Financial Consultants and your host for 2025 The Final Drive podcast based on my book, 2025 The Final Drive: What You Need to Win. You can purchase this book at by visiting our website at www.cfci.us. This podcast will help you avoid the biggest risks that will affect your long-term retirement by planning. Much of this planning needs to be done by the year 2025, before taxes go up for good. I will teach you about the impact of our parents’ tax planning and how to break that cycle and create wealth for your retiree income, the risks associated with retiring during bad markets, and how to effectively plan for your longevity.

Ed Slott's Tips for The Tax Time Bomb

Dec 6, 2024

In this episode, David shares insights from his recent trip to the Ed Slott Elite IRA Advisor Conference in California. Ed Slott - considered America's IRA Expert - released his latest book in June.

The Retirement Savings Time Bomb Ticks Louder gives readers important information about the Secure Act 2.0,...

The Election’s Over – What Comes Next?

Nov 22, 2024

On November 7, 2024, American's voted to elect Republican Donald Trump back to the White House for a second, nonconsecutive term - the first President to do so since Grover Cleveland in 1893.

In this latest episode, David is joined by Rod Holloway, Equity Portfolio Manager for CFCI, to discuss the the election and how...

The Rothification of Retirement Accounts

Nov 21, 2024

In 2001, Congress approved the 402A rule to the US tax code, allowing employees to designate a portion or all of their elective deferrals as Roth contributions within employer-sponsored retirement plans like 401(k) and 403(b) plans. This designation means that employees pay income taxes on contributions upfront rather...

Control – Now or Later?

Oct 25, 2024

With the Presidential election just days away, it’s important to look at where the candidates stand on Social Security, the national debt and more.

In this episode, David Hays and guest Doug Hughes talk about financial control by Americans and by the US government. With the 2025 tax cuts up in the air, a lot is on...

Bond Vigilantes and US Debt

Sep 4, 2024

We’re back with a new season of 2025: The Final Drive!

In this episode, David discusses the idea of “Bond Vigilantes” – when are countries going to stop buying American debt? The US is nearing the point where it will spend more money on debt than defense spending. Listen to David talk about how the US got out...