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2025 The Final Drive Podcast

Hi, I’m David Hays, Founder of Comprehensive Financial Consultants and your host for 2025 The Final Drive podcast based on my book, 2025 The Final Drive: What You Need to Win. You can purchase this book at by visiting our website at This podcast will help you avoid the biggest risks that will affect your long-term retirement by planning. Much of this planning needs to be done by the year 2025, before taxes go up for good. I will teach you about the impact of our parents’ tax planning and how to break that cycle and create wealth for your retiree income, the risks associated with retiring during bad markets, and how to effectively plan for your longevity.

Jun 27, 2022

Little known ways to get money out of your retirement plan, before age 59 ½, without a tax penalty. 
Do you have company stock in your 401K? 
Don’t miss out on one of the littlest known opportunities to potentially pay no tax on that Stock.

Jun 20, 2022

So you think you’ll be in a lower tax bracket when you retire?

The narrative of getting a deduction when you put money into your retirement account, grow tax deferred, and pay the tax when it comes out, has been flipped!


Jun 13, 2022

Out of control debt and spending how does inflation help or hurt our debt problem?

What’s the appetite of Washington to do anything about it?  Not much for now – but nothing happens in America until there is a crisis.

More reasons to take a proactive approach to move your retirement out of the cross hairs of higher...

Jun 6, 2022

Why are they proposing our Required Distribution age on our IRA’s and 401K’s be 75 as part of The Secure Act 2?

David explains how budgets are made, by occasionally pulling forward expenses and pushing out revenue to cover the cost. 

How demographics, projected retirement plan balances, line up perfectly to the new...