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2025 The Final Drive Podcast

Hi, I’m David Hays, Founder of Comprehensive Financial Consultants and your host for 2025 The Final Drive podcast based on my book, 2025 The Final Drive: What You Need to Win. You can purchase this book at by visiting our website at This podcast will help you avoid the biggest risks that will affect your long-term retirement by planning. Much of this planning needs to be done by the year 2025, before taxes go up for good. I will teach you about the impact of our parents’ tax planning and how to break that cycle and create wealth for your retiree income, the risks associated with retiring during bad markets, and how to effectively plan for your longevity.

Feb 28, 2022

David discusses more on delaying Social Security and how to fill the income gap between early retirement and maximum Social Security. Thus creating one of the most tax efficient, inflation adjusted income streams in retirement!

Feb 21, 2022

This episode David discusses Social Security. Social Security is one of the most important income streams in retirement, for now, is also very tax favored.

Learn how to get the most from it and not screw things up!

Feb 14, 2022

This episode David discusses Married Filing Jointly and how you can set yourself up for success for the day one of you will be filing a single tax return.

It’s unfortunate, and we hope the day never happens, but it will: either through a passing of a loved one or divorce.

So, how can you set yourselves up now for that...

Feb 7, 2022

During this episode David begins discussing Longevity Risk.

This will be a reoccurring topic that addresses long term care, not running out of money, and leaving a legacy you can be proud of; to name a few.

If you are 5 years away from retirement, now is the time to get serious about putting money into a Roth; but if...